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Q4 Income: $ 78.3 million, increased the increase of 3% a year.
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Full annual income increase: 6% increase over the year.
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Q4 Gross Profit Increase: 2% year during the year.
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Consumer payments Segment total profit: Reduced 5% in Q4; Grew 3% for full year.
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Work payments segment total profit: Increased by 60% in Q4; 40% for full year.
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Q4 EBITDA is made: $ 36.5 million representing 9% growth.
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Full annual adjustable EBITDA growth: An increase of 11%.
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Q4 EBITDA margin: About 47%.
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Full annual adjustable EBITDA margin: About 45%.
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Q4 Regulated Net Income: $ 22.4 million for a share or $ 0.24.
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Q4 Free Cash Stream: $ 23.5 million representing a 64% conversion.
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Full annual free cash flow converting: 75%.
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Cash and Liquidity: $ 190 million in the balance sheet; $ 440 million total liquidity.
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Net handle: About 2.3 times a total debt debt is $ 507.5 million.
Release date: 03 March 2025
For a full transcription of the income call, see the full save call transcript.
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Repay Holdings Corp (NASDAQ: RPAY) has increased by 9% of adjustable EBITDA and reported to 64% of free cash flow in Q4 2024.
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The work payments segment saw an important common profit increase in 60% in the first year.
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Rpay added four new programs in Q4, which brings a total of 180 strengthening the sales pipeline.
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The company successfully combined the payment institute and credit union software systems and 16 new credit unions customers added.
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RPAY’s instant financing product, strong demands and potential for future income streams, 34% increase in operation.
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Consumer payments segment lived 5% in total profit during Q4, partly due to customer losses and strategic migration.
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RPAY, facing problems in the car and goal sectors, continues with gentleness that affects consumer payments.
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The company also has an experienced customer charm experience, including customer movement operation processing and opponents among others.
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The RPAY’s strategic inspection process caused a lack of concrete management for 2025, creating uncertainty for investors.
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The company devotes less resources to AR segment, which shows softness to focus on growing opportunities.
Q: Do you see any changes in the drivers of customer charm and this is a period that you see more attractive than usual? One: John Morris, CEO: No major change is observed. Two clients, consumers and one were obtained in business payments outside our control. The third client brought operational processing work. We do not see any trends associated with these events.
